Non-Weather-Related damage is the technical term for water damage used by the insurance industry. It represents a significant portion of home insurance claims every year. Older homes are prone to this type of damage due to the age of the pipework systems, while the number of water using devices in the modern home. Defective plumbing, appliances, and accidental overflows can all result in water damage.

Common Causes of Water Damage

The leading cause of non-weather-related damage are:

  • Blocked drain works leading to overflowing sinks and baths

  • Leaking copper pipe joints

  • Door seal failure in washing machines and dishwashers

  • Failure of plastic pipe joints

  • Damage to hidden mains or central heating pipework

  • Inadequate overflows to cisterns and tanks

  • Failure of hot water tanks

  • Blocked toilets

How To Prevent Water Damage

As they say prevention is better than cure and this applies to most insurance issues. The best way to prevent water damage is to be proactive when it comes to appliance maintenance and home repair. Here are a few more tips:

  • Ensure plumbing repairs are carried out by competent person

  • Everyone in the home should know the location of the water stop valve

  • Repair leaking taps as soon as possible

  • Inspect cisterns and tanks for adequate overflow

Making A Claim For Water Damage

No matter how vigilant we are and even if proactive measures are taken, sometimes accidents still happens and you suffer water damage. Ensuring you take every step to minimize damage is critical during the event. Also taking as many pictures as possible, including keeping any damaged items as evidence will help your claim.


Getting in touch with your insurance company as soon as possible after the loss is also very important. Alternatively, you can let us do all the running around for you, saving you time.

Professional Home Insurance Water Damage Repair

At Insure Restore we have more than a decade of experience performing insurance damage repairs, including water damage. Our team of project managers have the expertise and skill to help get your claim from reporting to settlement as quickly as possible. This ensures your home or business is restored to its original condition faster.


If you have suffered water damage in your home or business premises, we are here to help you get things moving. Call us today for a free water damage repair quotation. If you work with us you usually won’t have to pay us out of your pocket, the insurance company will pay us directly for all the repairs.

Joomla SEF URLs by Artio